Woodridge Capital manages separate accounts using a relative-strength based, asset allocation system. It is designed for the tactical deployment of assets in a set of Exchange Traded Funds (ETF’s) that cover a world market model. We combine the principles of modern portfolio theory, asset allocation, and momentum with low-cost ETFs. Quarterly momentum, along with semi-annual momentum, is utilized to identify the top performers within a population of ETFs. Due to this rotational, tactical allocation method of investing, correlation rates with the US market vary over time. Based on cyclical changes taking place in the markets, we attempt to keep the portfolio adjusted for varying market conditions.